Yes, you can take a loan against commercial property of up to ₹25 Crore. We offer simple and easy to access online application for Loan Against Property. You just have to fulfil the eligibility criteria and upload soft copies of the supporting documents.

The eligibility criteria for our Loan Against Property is easy to fulfil, which includes age, citizenship, income, and experience/vintage. For documentation, you just have to upload identity documents (KYC), address proof, income documents, bank account statement, and property documents. Post verification and approval, the funds will get disbursed into your account shortly. You can reach out to our customer care executives in case you have any queries.

No, Credit Success does not offer loan against land property or vacant land. However, you can apply for a loan against residential, commercial, and industrial properties. We offer Loan Against Property at attractive interest rates, which means your cost of borrowing will not be on the higher side. You can avail of high loan amount up to ₹25 Crore.

You can use these funds as per your requirement, such as for taking care of medical expenses, funding overseas higher education, consolidating high interest debt, and expanding business or services. The loan tenure is flexible, which can go up to 15 years. There are no hidden charges, and we also offer doorstep services for your convenience.

No. We only offer loans against commercial, residential, and industrial properties. We do not offer mortgage loans against agricultural land or vacant land. You can benefit from high loan amount of up to ₹25 Crore with Credit Success Loan Against Property, with high loan-to-value amount of your property.

Some features and benefits of our Loan Against Property include:

• Minimal documentation
  Fast processing and approval
• Quick disbursal
• Wide range of properties accepted as collateral
• Attractive interest rates and charges
• Flexible tenure of up to 15 years
• High loan amount of up to ₹25 Crore
• No hidden charges
• Doorstep services for assistance

Loan Against Property is a loan that is offered against your residential, commercial, or industrial properties. These loans are secured loans as you have to put up your property as collateral. You can apply for a Loan Against Property for up to ₹25 Crore.

You can use the borrowed funds for various purposes. Some of the use cases of Loan Against Property include home renovation, funding higher education, consolidation of high interest debt, covering medical expenses, and funding major life events such as weddings. These loans are secured but there are no end-use restrictions. Borrowers can utilize the funds as per their requirements.

A Loan Against Property comes with no end-use restrictions, which means borrowers are free to use the funds as per their requirement. Even though it is a secured loan, you can use the funds for various purposes such as home renovation, funding higher education, business expansion, sponsoring a wedding, funding overseas travel or education, and for other personal expenses.

You can avail of a Loan Against Property at attractive interest rates and benefit from a high loan amount of up to ₹25 Crore. The eligibility criteria of Loan Against Property is easy to fulfil. We only require minimal documentation to approve your loan request. You can visit our official website to apply for the loan. The online application process is seamless and ensures fast approval and verification.

No, we do not offer loans against plots of land or vacant properties. If you wish to avail of funds, you can pledge your commercial, residential, or industrial properties as collateral. With Credit Success Loan Against Property, you can take care of numerous expenses. You can use a Loan Against Property for:

• High-interest debt consolidation
• Funding overseas higher education
• Sponsoring a wedding
• Covering medical bills
• Planning an international trip
• Business or service expansion
• Covering personal expenses

To apply for Credit Success Loan Against Property, you just have to visit our official website and fill out the online application form. We only require minimal documentation to approve your loan request. You just have to upload soft copies of your KYC documents, income proof, address proof, bank account statement, and property documents.

Yes, you can apply for a Loan Against Property even if you have a joint ownership of the property with someone. You can apply for our Loan Against Property with the person with whom you own the property by making them a co-applicant.

Below are the eligibility criteria for Loan Against Property.

To apply for a Loan Against Property, you just have to follow these simple steps.

• Visit our official website.
• Go to the dedicated page for ‘Loan
• Against Property’
• Click on ‘Apply Now’
• Fill out the online loan application
• Await verification and confirmation of your loan application
• Get funds disbursed into your account shortly
  Documents required for Loan Against Property are given below:

Yes. You can only apply for our Loan Against Property with a co-applicant. In case you are applying for a loan against joint property, the co-owner can be a co-applicant in your loan application.

Both applicants will have to fulfil the eligibility criteria to get a Loan Against Property from Credit Success. The eligibility criteria for Loan Against Property is mentioned below.

Yes, you must have a healthy CIBIL score for a Loan Against Property. Having a CIBIL score above 750 will increase your chances of getting attractive interest rates and quick approval on your Lona Against Property application.

Before applying for the loan, you can check your CIBIL score on our website for free. You just have to fill out basic details such as your name, address, PAN card number, date of birth, and email ID. You CIBIL report will be sent to you via email.

The table below shows different CIBIL scores and their acceptance rates.

No, a Loan Against Property is not taxable. However, you can get Loan Against Property tax benefits if the loan amount is used for business purposes. If you are a salaried applicant, you can also avail some tax benefits on Loan Against Property. Here are some of the tax benefits you may be eligible for:

• Tax deduction on interest payment: If you have taken a loan against property for the purpose of renovating or constructing your house, you may be eligible for tax deduction on the interest payment of the loan. The maximum deduction that can be claimed under this section is Rs. 2 Lakh per financial year.
• Tax deduction on principal repayment: The repayment of the principal amount of the loan against property is eligible for tax deduction under Section 80C of the Income Tax Act. The maximum deduction that can be claimed under this section is Rs. 1.5 Lakh per financial year.
• Tax deduction on rental income: If you have taken a loan against property for the purpose of buying a house that you plan to rent out, you can claim tax deduction on the interest paid on the loan under Section 24 of the Income Tax Act. The entire interest paid on the loan can be claimed as a deduction from the rental income.
  It is important to note that these tax benefits are subject to certain conditions and limitations. It is recommended that you consult a tax expert or a chartered accountant to understand the tax implications of taking a loan against property and to ensure that you are claiming all the eligible tax deductions.